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Financial Wellness
February 12, 2026
Small Business Cash Management Tools That Save Time and Money
Read MoreFinancial Wellness
February 12, 2026
How to Avoid Bank Fees: Common Charges You Can Easily Prevent
Read MoreFinancial Wellness
February 12, 2026
How to Build Better Money Habits Without a Strict Budget
Read MoreFinancial Wellness
February 12, 2026
What to Do with Your Tax Refund: Smart Ways to Put It to Work
Read More
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| Months | Minimum Opening Balance | APR | APY |
|---|---|---|---|
| 3 | $500.00 | 3.75% | 3.82% |
| 6 | $500.00 | 3.60% | 3.66% |
| 12 | $500.00 | 3.55% | 3.61% |
| 18 | $500.00 | 3.55% | 3.61% |
| 24 | $500.00 | 3.60% | 3.66% |
| 36 | $500.00 | 3.65% | 3.71% |
| 48 | $500.00 | 3.70% | 3.76% |
| 60 | $500.00 | 3.75% | 3.82% |
If you withdraw the principal balance or close your certificate account prior to maturity, the following penalties will be assessed; 3, 6 and 12-month certificates will be assessed a 90-day interest penalty. 18, 24, 36, 48 and 60-month certificates will be assessed a 180-day interest penalty. Subsequent deposits are allowed to a certificate of deposit only within the first 7 days of account opening. Variable Rate - during the term of your Certificate account(s), you may increase the rate one time to the rate currently in effect for accounts of this type with the same term. The Annual Percentage Rate (APR) and Annual Percentage Yield (APY) on all savings products listed below can change at any time without notice as determined by the Board of Directors of Create Credit Union.
| Minimum Opening Balance | $500.00 |
|---|---|
| APR | 3.75% |
| APY | 3.82% |
| Minimum Opening Balance | $500.00 |
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| APR | 3.60% |
| APY | 3.66% |
| Minimum Opening Balance | $500.00 |
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| APR | 3.55% |
| APY | 3.61% |
| Minimum Opening Balance | $500.00 |
|---|---|
| APR | 3.55% |
| APY | 3.61% |
| Minimum Opening Balance | $500.00 |
|---|---|
| APR | 3.60% |
| APY | 3.66% |
| Minimum Opening Balance | $500.00 |
|---|---|
| APR | 3.65% |
| APY | 3.71% |
| Minimum Opening Balance | $500.00 |
|---|---|
| APR | 3.70% |
| APY | 3.76% |
| Minimum Opening Balance | $500.00 |
|---|---|
| APR | 3.75% |
| APY | 3.82% |
Debit Cards
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Vegas Strong
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Infinity Rewards
This high limit card has the potential to lower credit utilization, potentially boosting your credit score. Plus, with no annual fee, it is a great way to make large purchases and provide a source of emergency funds.
Platinum Rewards
Simple, secure, and easy to use. With no annual fee, this is a great card to build credit and get cashback on all your purchases.
Debit Rewards
Already have a Create debit card? Now those purchases can also earn cashback, right along with your credit card transactions.
Compare Accounts
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Platinum Rewards
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|---|---|---|---|
| Earns Rewards Points | Earn 1% cashback on all purchases | Earn 0.50% cashback on all purchases | Earn 0.25% cashback on all purchases |
| Cashback Reward Expiration | 3 years | 3 years | 3 years |
| Roadside Dispatch (Visa Benefit)1 | |||
| Auto Rental Collision Damage Waiver Dispatch (Visa Benefit)1 | |||
| Travel and Emergency Assistance Services (Visa Benefit)1 | |||
| Apply Now | Apply Now | Apply Now |
| Earns Rewards Points | Earn 1% cashback on all purchases |
|---|---|
| Cashback Reward Expiration | 3 years |
| Roadside Dispatch (Visa Benefit)1 | |
| Auto Rental Collision Damage Waiver Dispatch (Visa Benefit)1 | |
| Travel and Emergency Assistance Services (Visa Benefit)1 |
| Earns Rewards Points | Earn 0.50% cashback on all purchases |
|---|---|
| Cashback Reward Expiration | 3 years |
| Roadside Dispatch (Visa Benefit)1 | |
| Auto Rental Collision Damage Waiver Dispatch (Visa Benefit)1 | |
| Travel and Emergency Assistance Services (Visa Benefit)1 |
| Earns Rewards Points | Earn 0.25% cashback on all purchases |
|---|---|
| Cashback Reward Expiration | 3 years |
| Roadside Dispatch (Visa Benefit)1 | |
| Auto Rental Collision Damage Waiver Dispatch (Visa Benefit)1 | |
| Travel and Emergency Assistance Services (Visa Benefit)1 |
Blog Posts By Category
Blog Posts By Category
Ep. 100: China Mama and Vegas Thrill Coach Fran Flory
June 18, 2024
In this special hundredth bite, join co-hosts Crystal Price and Shannon Hiller from Create Credit Union as they try a little of everything at the beautiful China Mama, share ways to fund your child's athletic pursuits, and welcome Vegas Thrill Coach Fran Flory after their inaugural season as the first professional volleyball team in Las Vegas. Hear what makes the crispy beef and orange chicken the go-to favorites, how sponsors and hand-me-downs can be a huge help when it comes to your child’s sports gear, and Coach Flory’s lessons on teamwork, leadership, and handling adversity. Learn more at: CreateLV.org....
View Our Show NotesEp. 99: Pasta Mia and How to Stop Spending Money
June 11, 2024
In this ninety-ninth bite, join co-hosts Crystal Price and Shannon Hiller from Create Credit Union as they indulge in the classic Italian food at Pasta Mia, reveal the small changes you can make to stop spending so much money, and talk tips for taking great pictures. Hear why the garlic bread for the table is a must, how to stick to your shopping list, and what type of flash mode is best for taking pictures with your phone. Learn more at: CreateLV.org....
View Our Show NotesEp. 98: TIABI Coffee & Waffle and Financial Mistakes in Your 20s
June 5, 2024
In this ninety-eighth bite, join co-hosts Crystal Price and Shannon Hiller from Create Credit Union as they dive into the creative vegan options at TIABI Coffee & Waffle, share the top financial mistakes to avoid in your 20s, and reveal how to perform a self-assessment. Hear what TIABI stands for and all about that delicious waffle smell, how to avoid lifestyle creep, and why it’s important to reflect on your accomplishments. This episode covers everything from breakfast to your paycheck....
View Our Show NotesEp. 97: Weera Thai and Peak Earning Years
May 28, 2024
In this ninety-seventh bite, join co-hosts Crystal Price and Shannon Hiller from Create Credit Union as they try delicious Thai dishes at Weera Thai, talk money management lessons for your peak earning years, and share how to find your niche to make money online. Hear about the spicy options and cool atmosphere, the best ways to take control of your finances, and how to narrow down your niche....
View Our Show Notes